Personal QA Testing


Consumer Loans

You have many choices when it comes to consumer loans, but how do you know which loan is right for your needs?

At Busey, we promise to help you find the financing solution that is best for you, which is why we offer an extensive line of consumer loan products including personal loans, home equity loans, mortgage loans, auto loans and boat loans. Whatever the project or purchase, your Busey banker will help you find the loan that's right for your situation. Learn more about our consumer loan products below, and be sure to utilize our financial calculators as a resource.

Mortgage Loans


Home. There's no place like it. Finance your dream with an IHDA Top Lender. Our competitive rates, personal service, wide variety of financing options and quick approval process makes first time home mortgages or refinances simple and convenient. And with offices in Illinois, Indiana and Florida, Busey offers convenience and expertise throughout the mortgage process. Visit our mortgage loan center for more information about buying a home including current loan rates and resources, home financing calculators and an online application and approval process.

Home Equity Line of Credit


Put your most valuable asset to work for you with Busey's Home Equity Line of Credit (HELOC). Securing a HELOC gives you flexibility and convenience, and can even save you money! Additionally, interest paid on a Home Equity Line of Credit may be tax deductible.*

    • Readily available cash for immediate and future needs, such as debt consolidation, college tuition, vacation, emergencies or home improvements
    • Flexible payments
    • Flexibility of continual use of funds 

Home Equity Loan


Need one-time financing? Put the equity in your home to work for you and enjoy peace of mind with a fixed interest rate and monthly payment. Securing a Home Equity Loan allows you to use the equity in your home for large purchases or to consolidate debt, turning your equity into cash. Additionally, interest paid on a Home Equity Loan may be tax deductible.*

    • Perfect to help you pay off higher interest rate credit card balances and personal loans to save money every month

Personal Installment Loan


Busey offers an array of installment loans to meet your needs. Whether you need an auto loan to purchase your dream car or a short-term loan for unexpected emergencies, we can provide the loan that is right for you.

Get the financing you need for a new or used vehicle (auto, truck, boat, motorcycle) and enjoy:

    • Competitive rates
    • Fixed installment payments



Want to determine monthly payment amounts, how long it will take to pay off a loan or how much you can afford to borrow? Wondering which loan fits your needs - a traditional car loan or a home equity loan? Click here to find out using Busey's financial calculators.

For educational information on financing and managing personal debt, click the topics below:

*Consult your tax advisor about the deductibility of interest.



Busey makes it easy to securely manage your finances whenever you want, wherever you are.

Learn More

First home. Or dream home.

There's no place like it.

Busey promises to find the home financing that's best for you - whether you're just starting out, tired of renting or purchasing your dream home.

Learn More

A top partner for your bottom line.

You've worked hard to realize your dream of opening a business.

Busey promises to partner with you so you don't have to handle difficult decisions alone.

Learn More

You earn it. We'll grow it.

After years of hard work, you want to see your efforts pay off - literally.

Busey promises to make your money work for you.

Learn More

Our customers are our neighbors.

When it comes to navigating your unique financial journey, you want a partner who understands who you are, where you came from and where you are headed.

Busey promises expert advice to guide you through every important financial decision.

Learn More

A top partner for your bottom line.

You've worked hard to realize your dream of opening a business.

We'll build a relationship with you so you don't have to handle these difficult financial decisions alone.

Learn More


You have big dreams.

Busey promises to help you realize those dreams.

Learn More



Learn More