Personal QA Testing

Personal

Florida

Effective Date: 02/27/2013

Certificates of Deposit - INTEREST RATES
Minimum DepositRateAPY
Portfolio CD Package - 1 year*$3,500.000.61%0.61%
Portfolio CD Package - 2 year*$2,500.000.60%0.60%
Portfolio CD Package - 3 year*$2,500.000.60%0.60%
60 Month$1,000.000.90%0.90%
48 Month$1,000.000.75%0.75%
36 Month$1,000.000.40%0.40%
24 Month$1,000.000.35%0.35%
18 Month$1,000.000.30%0.30%
12 Month$1,000.000.20%0.20%
6 Month$1,000.000.10%0.10%

All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. A penalty will be imposed for early withdrawal.  *The Portfolio CD Package is available only to Pillar Checking account holders and requires a minimum deposit of $7,500 to be divided equally among the three termed certificates.


Individual Retirement Accounts - INTEREST RATES
Minimum DepositRateAPY
60 Month Traditional/Roth$500.000.90%0.90%
48 Month Traditional/Roth$500.000.75%0.75%
36 Month Traditional/Roth$500.000.40%0.40%
24 Month Traditional/Roth$500.000.35%0.35%
18 Month Traditional/Roth$500.000.30%0.30%
18 Month Variable Traditional$50.000.20%0.20%
12 Month Traditional/Roth$500.000.20%0.20%
6 Month Traditional/Roth$500.000.10%0.10%
Roth Savings$50.000.20%0.20%
Education Savings$50.000.20%0.20%

All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. A penalty will be imposed for early withdrawal.


Savings Accounts - INTEREST RATES
Minimum DepositRateAPY
Regular Savings$50.000.03%0.03%
Minor Savings$25.000.03%0.03%

All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings.


Checking Accounts - INTEREST RATES
Minimum DepositRateAPY
Health Savings - $25,000 and over$25.000.50%0.50%
Health Savings - $10,000 to $24,999.99$25.000.40%0.40%
Health Savings - $1,500 to $9,999.99$25.000.20%0.20%
Health Savings - $1,499.99 and below$25.000.05%0.05%
Active Interest Checking - $15,000 and over$50.000.10%0.10%
Active Interest Checking - $750 to $14,999.99$50.000.01%0.01%
Pillar Checking$50.000.01%0.01%

All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings.


Money Market Account - INTEREST RATES
Minimum DepositRateAPY
Money Market - $50,000 and over$50.000.15%0.15%
Money Market - $15,000 to $49,999.99$50.000.10%0.10%
Money Market - $2,500 to $14,999.99$50.000.03%0.03%
Money Market - $2,499.99 and below$50.000.01%0.01%
Pillar Money Market - $50,000 and over$50.000.20%0.20%
Pillar Money Market - $15,000 to $49,999.99$50.000.15%0.15%
Pillar Money Market - $2,500 to $14,999.99$50.000.05%0.05%
Pillar Money Market - $2,499.99 and below$50.000.01%0.01%

All rates and Annual Percentage Yields (APYs) are accurate as of the effective date and are subject to change without notice. Fees may reduce earnings.

BIYC_CF_RelayForLife2011.pdf

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